Most of my friends and clients head to the USV or BVI for their chartering Caribbean experience.
Please I invite to expand your limits and go further South. The North is over built, over fished, over exploited and expensive. The Islands lost their soul for short term rewards. Corruption and drug finished the destructive job.
Great new Marina in the Atlantic side of Panama. Russ is the manager. Great facilities to get ready for the transit. It use to be a US Navy base. www.shelterbaymarina.com
Lack the flavors of the Colon Yacht Club. However you can use your dinghy to get there for a drink or shopping. Colon is unfortunately not an attractive city anymore. Do not miss the trip from Colon to Panama City by train.